Kmart - 01Christmas is just around the corner, (92 days to be exact), and with that comes a lot of holiday stress. Thanks to Kmart you can now scratch gift buying off of your list of things that you aren’t looking forward to this year. They have taken the hassle out of putting down a massive amount of money at one time on presents with their new online layaway program.

My family lives on a budget. We’re not able to spend $100 here and there on Christmas gifts at one time. I like working things into a budget and breaking things down into biweekly payments. (Hence my love of stores with Christmas layaways.) Not only has Kmart launched their online layaway program, but they have also brought back their Christmas Club Card. These two programs are going to make it easier for me to plan and budget out my holiday purchases ahead of time.


Kmart - 03Kmart is the only national discount department store offering online layaway. Getting started with their online layaway plan is very easy. Just log onto and start browsing for items. Look for the layaway icon (shown on the right) next to items that can be placed on layaway and then add them to your shopping cart. When you’re done, hit layaway on the checkout page and that’s it!

Kmart - 02A few rules apply but they’re very simple:

  • You’re layaway contract is only 8 weeks long.
  • There is a one time initiation fee of $5.
  • $15 or 10% (whichever is greater) must be paid at the time you put your items on layaway.
  • If you cancel your layaway you loose $10.
  • Your payments must be made bi-weekly. (So that is a total of 4 payments at 25% of whatever your total is.)

More information can be found on about their online layaway program. Also check out additional information on their payment plans.


Kmart Christmas Club CardThis is a unique feature at Kmart that will allow you to earn a 3% award. Kmart is allowing their customers a chance to save ahead of time for their Christmas shopping by putting aside money. From now to November 14th you can add money to Kmart’s Christmas Club Card and receive 3% back on your card up to $100. (This amount is based upon the value that you have on your Christmas Club Card.) When you activate your card before November 14th your award will appear.

It’s like getting free money! If you’re a regular visitor you already know how I feel about free. I think it’s absolutely fantabulous whenever I get items for free that my family can use.

Kmart’s two new programs are really resonating well with me.

Next week I will be testing out Kmart’s new online layaway program, and I will definitely keep you updated on how it goes.

How will you be conducting your Christmas shopping this year?

DISCLAIMER: I was NOT paid by Kmart/Sears corporation to post this article. I wrote this from the heart because these two programs will benefit my family this Christmas holiday and I know it will benefit a lot of my reader’s families as well.

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  1. Love this Layaway Program online with KMART. Shopping without having to leave home is sooo perfect for me. Thanks for sharing!

  2. Thanks Shynea,
    Cant wait to see how it works out for you so maybe i can try it!

  3. oh this is such a nice option!! I will have to try this. Thank you!

  4. How much is shipping?

  5. I will have to see how this works out!!!

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